Disclaimer

No guarantee of results

Clayton Financial Services ("we," "us") provides credit education and credit report dispute services. Individual results vary based on the contents of your credit reports, the accuracy of the information in them, and how credit bureaus and information furnishers respond. We do not and cannot guarantee any specific outcome, including the removal of any particular item or any specific change in your credit score.

Your rights under federal law

You have rights under the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA), including:

• The right to dispute inaccurate information in your credit reports directly with the credit bureaus yourself, at no cost.
• The right to obtain a free copy of your credit report from each of the three national bureaus at least once per year at annualcreditreport.com.
• The right to cancel a contract with a credit repair organization within three business days of signing, without penalty.
• The right not to be charged for credit repair services before those services are fully performed.

Not legal, financial, or tax advice

Nothing on this website or in our services constitutes legal, financial, or tax advice. We are not a law firm and we are not attorneys. If you need legal advice about your credit, debts, or consumer rights, consult a licensed attorney.

Accuracy of information

Only inaccurate, incomplete, outdated, or unverifiable information can properly be removed from a credit report. Accurate, verifiable information that is within its legal reporting period generally cannot be removed, and we will not advise you to misrepresent your circumstances to any credit bureau or creditor.

Website content

Content on this website is provided for general information only and may change without notice. Some images on this site are illustrative stock-style imagery and do not depict actual clients.

Contact

Questions about this disclaimer? Contact us at service@claytonfs.com, call (281) 406-1127, or write to Clayton Financial Services, 1880 S Dairy Ashford Rd, Ste 207, Houston, TX 77077.