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At Clayton Financial Services, we’ve spent over 12 years helping clients take control of their financial lives. We specialize in credit review, dispute assistance, coaching, and debt management guidance, with a focus on empowering individuals and families to improve their credit profiles and achieve their financial goals.
We know that every client’s situation is unique, and there is no one-size-fits-all solution when it comes to credit. That’s why we take a personalized approach, analyzing your credit reports in detail, identifying errors or inaccuracies, and creating actionable plans that fit your goals. Through our programs, we guide clients step by step — whether it’s building better credit, managing existing debts, or preparing for homeownership.


Our team is committed to providing transparent, ethical, and results-driven services. While we can’t guarantee specific outcomes, we focus on offering the tools, knowledge, and support clients need to make meaningful progress. Monthly coaching, personalized updates, and ongoing guidance ensure that every client has a roadmap and someone in their corner as they navigate the often-complex world of credit.
Our mission is simple: to empower clients to take control of their credit, make informed financial decisions, and reach milestones like buying a home, reducing debt, or simply gaining peace of mind. With more than a decade of experience and hundreds of clients served, we bring both expertise and empathy to every interaction. Your financial health is our priority, and we’re here to guide you every step of the way.
